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2024: Regulatory – No Cancellations for Failure to Pay in Affected Areas Changed – GA

To: All licensed insurance companies in the state of Georgia

What: Directive 24-EX-8: No cancellations for failure to pay in affected areas updated

From: Insurance and Safety Fire Commissioner 

Date: October 10, 2024

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Previously, the Insurance and Safety Fire Commissioner issued Directive 24-EX-6 that precluded companies from canceling insurance policies in specified affected counties until a Directive from OCI lifted such prohibition. 

With Directive 24-EX-8, Directive 24-EX-6 will no long apply to the following counties beginning October 16th, 2024: Baker, Calhoun, Clay, Clayton, Cobb, Crisp, Decatur, DeKalb, Dodge, Dougherty, Douglas, Early, Fayette, Fulton, Grady, Gwinnett, Henry, Jasper, Lee, McDuffie, Miller, Mitchell, Pulaski, Quitman, Randolph, Rockdale, Seminole, Terrell, Thomas, Twiggs, and Wilcox. 

Insurers are still prohibited from canceling policies in the following counties until further notice: Appling, Atkinson, Bacon, Baldwin, Ben Hill, Berrien, Bleckley, Brantley, Brooks, Bryan, Bulloch, Burke, Camden, Candler, Charlton, Chatham, Clinch, Coffee, Colquitt, Columbia, Cook, Echols, Effingham, Emanuel, Evans, Glascock, Glynn, Hancock, Irwin, Jeff Davis, Jefferson, Jenkins, Johnson, Lanier, Laurens, Liberty, Long, Lowndes, McIntosh, Montgomery, Pierce, Putnam, Richmond, Screven, Taliaferro, Tattnall, Telfair, Tift, Toombs, Treutlen, Turner, Ware, Warren, Washington, Wayne, Wheeler, Wilkinson, and Worth.

Edition Date:
10/11/2024
State:
Georgia
Subject:
no cancelation for failure to pay; Georgia; Hurricane Helene
Property & Liability Resource Bureau Disclaimer

We hope this discussion assists you. It is intended to present you with information about case law and other authority applicable to the interpretation of the relevant insurance policy provisions. Any opinions expressed are for internal use only. This discussion is presented as information only and is not offered as legal advice or an offer of legal representation. PLRB research and writing is not a substitute for legal advice as to the law of a particular jurisdiction as applied in the full factual context of a particular claim.

The opinions expressed in this discussion are those of the staff of the Property & Liability Resource Bureau and do not necessarily represent the opinions of the membership. The opinions of the staff of the Bureau do not represent an indication or prediction of any future action or position of any member insurer. You should consult with your company’s management to determine your company’s positions on the issues discussed.

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