Subrogation Claims

1) Introduction
2) Pitfall #10: Do nothing
3) Pitfall #9: Assume there is no chance of subrogation
a) The Anti-Subrogation Doctrine
i) Where does it arise?
ii) Tenant considered a co-insured
(1) Express waiver states
(2) Implied waiver states
(3) Enacted by statute
iii) Landlord-tenant cases
4) Pitfall #8: Try to sue God
a) Elements of Act of God Defense
b) Ways to overcome Act of God Defense
c) Theories of liability to overcome Act of God Defense
5) Case Study 1
6) Recap

1) Pitfall #7: Try to sue the government
a) The Sovereign Immunity Defense
b) Discretionary Function Exception
2) Case Study 2
3) Case Study 3
4) Pitfall #7: Try to sue the government
a) Factors negating tort immunity
5) Recap

1) Pitfall # 6: Spoliation
a) How it affects your subrogation case
b) Best practices to avoid spoliation
c) Judicial standard
d) Solution
e) Key fact
f) Pitfalls in preserving evidence
g) Steps to evidence preservation
h) Subsequent testing
2) Recap

1) Pitfall # 5: Don’t request or read the documents
a) Contractual provisions affecting subrogation
i) Waivers of subrogation
(1) The A 201 waiver
(2) Strategies for overcoming A 201
2) Pitfall # 4: Alienate the insured
a) How it affects the subrogation case
i) Real Party in Interest
3) Recap

1) Pitfall # 4: Alienate the insured (continued from Part 4)
a) How it affects the subrogation case
i) Arguments for the insured made whole
ii) Arguments for the insurer made whole
iii) Who gets the money
b) Equitable considerations
c) Solution: Joint prosecution agreements
2) Pitfall # 3: The Economic Loss Doctrine
a) How do you overcome it?
3) Case Study 4
4) Recap

1) Pitfall # 2: Miscalculate the recoverable damages
a) Measure of damages
i) Under the policy
ii) Under the law
b) To overcome the pitfall
c) To determine if repair cost is the proper measure
2) Pitfall # 1: Blow the statute
a) Statute of limitations
i) Common pitfall
ii) Uniform Commercial Code (UCC)
iii) Construction cases
b) Statute of repose
i) Construction
ii) Products liability
3) Recap