First we’ll speak with Tim Havlir, Property Coverage Counsel at PLRB. Tim will walk us through his comprehensive article on the property coverage impacts of this recent outbreak. Then we’ll speak with Paul Dispensa, Vice President of Liability Services & Membership, about his article on the potential for third-party liability. Finally, we’ll reach out to Glenn Ricciardelli, a CPA, forensic accountant, and partner at Matson, Driscoll, and Damico with extensive experience in time element losses. Glenn will give us some insight into the business income implications of the novel coronavirus.