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The course, “Code Upgrade Coverage and the ADA,” is designed to familiarize adjusters and litigators with the impact of ADA accessibility requirements on restoration projects where code upgrade coverage contributes to the value of a loss. The module is presented by Ann O’Connor, Division Counsel for Chartis Insurance; Thomas M. Contois, Partner at Steptoe & Johnson, LLP; and Gerald Gross, Accessibility Consultant for AON Risk.
This two-hour course begins with a very brief review of code upgrade coverage as found in typical commercial policies. The heart of the program follows.
For the bulk of the course, the instructors discuss the accessibility requirements under the American’s with Disabilities Act (ADA) and the triggers to comply with the ADA under the law. The instructors explain the types of properties to which the ADA applies, similarities and distinctions with the Fair Housing Act, and the interplay of the ADA and building codes. Finally, the instructors review and demonstrate how to evaluate real life examples of both accessibility problems and property losses where upgrades were required following a covered loss.
After completing the course, the attendee will be able to explain the triggers for ADA compliance, explain what triggers ADA updates to the path of travel, identify primary function areas as defined by the ADA, describe the essential components of a path of travel, recognize basic requirements for restrooms under the ADA, recognize non-conforming ramps and routes, discuss the accessibility requirements imposed by the Fair Housing Act, describe the interplay between the ADA and building codes, and explain the typical triggers for building codes.
The course is designed for practitioners and insurance professionals working in the area of insurance coverage analysis and litigation. Professionals in the property coverage arena will find this course beneficial.
What CE Credit is available?
Note: To qualify for credit, you must submit completion (including a passed final exam if required) within five days of completing the last quiz. No partial credits will be awarded.
State:
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Adjuster General CE Hours:
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Adjuster Ethics CE Hours:
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Attorney General CLE Hours:
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State's Course ID:
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NH | 2.0 | 482680 | ||
TX (classroom equivalent) | 1.0 | 103274 | ||
NC | 2.0 | C97173 | ||
FL * ( Provider Number: 364169 ) | 2.0 | 1191352 | ||
IL | 2.0 | 485501 | ||
WY | 2.0 | 36204 | ||
OK | 2.0 | 1025598 |
* This course has been approved by the Florida Department of Financial Services for insurance continuing education credit.
Course Content
At 87% you qualify for TX/NH credit or a PLRB/CPCU certificate. For the other states offered, you must complete a final exam. Submit within 5 days to get CE Credit or Certificate of Completion.