This course, “Caging the Reptile Theory,” is designed to familiarize adjusters with the reptile theory, a litigation strategy employed by plaintiffs’ attorneys in compensatory damages cases, and to assist them with developing strategies to adjust, manage and defend reptile cases more effectively. The module is presented by Ken Bunn, AIC, CBIA, PMP, Vice President of Claims at Builders Mutual Insurance Company and JD Keister, an attorney at the law firm of McAngus Goudelock & Courie.
This course begins with a discussion of social inflation, including what it is and how different factors have contributed to social inflation and the rise in nuclear verdicts. The presenters focus on how social inflation has impacted the insurance industry. In the next section, the presenters define what the reptile theory is. They also explain how national tort form and other factors led to the development of the reptile theory, and how the reptile theory’s emphasis on the community and safety rules is meant to invoke the golden rule without violating it. During the next two sections, the presenters describe in further detail how the reptile theory works during litigation, how it is meant to impact jurors and what insurers should consider when managing a reptile case. Lastly, the presenters highlight several common reptile tactics, provide some examples of reptile deposition questions and outline how insurance carriers and their insureds’ defense counsel can successfully respond to these tactics and thus cage the reptile theory.
What CE Credit is available?
Note: To qualify for credit, you must submit completion (including a passed final exam if required) within five days of completing the last quiz. No partial credits will be awarded.
State:
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Adjuster General CE Hours:
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Adjuster Ethics CE Hours:
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Attorney General CLE Hours:
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State's Course ID:
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FL * ( Provider Number: 364169 ) | 2.0 | 1186714 | ||
NC | 2.0 | 218782 | ||
NH | 2.0 | 6000155023 | ||
OK | 2.0 | 6000156278 | ||
TX (classroom equivalent) | 2.0 | 137042 | ||
WY | 2.0 | 35510 |
* This course has been approved by the Florida Department of Financial Services for insurance continuing education credit.
Course Content
Submit within 5 days to get CE Credit or Certificate of Completion.