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Art & Heirloom Claims: After the Alarm

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The “Art & Heirloom Claims: After the Alarm” course teaches insurance professionals what to expect in claims involving damage to art, how to approach these claims and what pieces can be repaired. The module is presented by Heather Becker, CEO of The Conservation Center.

The course begins by identifying the various types of mediums of art, including murals, books, canvas, works of art on paper, frames, sculptures, and more. These mediums are discussed in the context of how they are typically damaged and how they can be repaired. The course explores the different specialists an adjuster may need to work with in such a claim, and covers the various insurance policies that outline what property is covered. The instructor then reviews the procedures a conservator will take in handling a collection in an emergency, and how to identify pre-loss damage versus damage caused by the loss. Adjusters are taught what information to collect upon arriving on scene, and how owners can mitigate losses before and after they happen. The course then goes through real-life case studies.

After completing the course, the attendee will be able to determine conservation options for damaged pieces; define the most common formats and media used by artists; enumerate the various insurance policies that will outline what property is covered; understand the recommended procedures for a conservator handling their client’s collection in an emergency; identify what damage to an artwork was a direct result of the loss, as opposed to pre-existing damages; provide appropriate information to specialists during the claims process; discuss how to determine the value of a work and contact the appropriate specialists; explain how damage could have been preemptively minimized for art and heirloom damages; prepare items for transport to a specialist following an emergency; and create a plan that includes prevention as a roadmap to recovery. The course is designed for insurance professionals working in the area of property adjusting.

What CE Credit is available?

Note: To qualify for credit, you must submit completion (including a passed final exam if required) within five days of completing the last quiz. No partial credits will be awarded.

State:
Adjuster General CE Hours:
Adjuster Ethics CE Hours:
Attorney General CLE Hours:
State's Course ID:
NH 1.0 General 6000106964
TX (classroom equivalent) 1.0 General 128685
NC 2.0 General 215267
FL * ( Provider Number: 364169 ) 1.0 1186103
IL 2.0 485270
WY 2.0 General 33090
OK 2.0 General 6000106438

* This course has been approved by the Florida Department of Financial Services for insurance continuing education credit.

Course Content

Identification of Mediums
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Lesson Content
  1. Introduction
  2. Roadmap
  3. Which Items are Most Important?
  4. Murals
  5. Paintings
  6. Frames
  7. Books
  8. Paper
  9. Photography
  10. Textiles
  11. Objects
  12. Collectibles & Heirlooms
  13. Memorabilia
  14. Recap
Specialists & Policies
Expand
Lesson Content
  1. Conservators vs. Appraisers
  2. Conservators vs. Restorers
  3. VARA Laws & Artist Input
  4. Policies And Coverage
  5. Recap
Types of Damage
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Lesson Content
  1. Prodedures for Emergencies
  2. Environmental Claims
  3. Handling Damages
  4. Shipping Damages
  5. Fire & Soot
  6. Water & Mold
  7. Humidity & Temperature
  8. Light Exposure
  9. Self-Repair Attempts
  10. Age Damage
  11. Pre-Loss Damage
  12. Recap
Investigation & Mitigation
Expand
Lesson Content
  1. Information for Specialists
    1. Type of Damage
    2. Extent of Damage
    3. How Many Pieces of Art?
    4. Mediums of Art
    5. Size of Works
    6. High Fair Market Value
    7. Sentimental Value
    8. Environmental Concerns
  2. Pre-Emptive Minimization
  3. Common Obstacles
  4. Risk Management Tools
  5. Disaster Plan Map
  6. Total Losses vs. Triage
  7. Triage Examples
  8. Recap
Before & After Case Studies
Expand
Lesson Content
  1. Introduction
  2. 10th Century Codex
  3. Vase Repaired with Hxtal
  4. Hurricane-Damaged Painting
  5. Water-Damaged Vest
  6. Sentimental Photograph
  7. Watercolors & Works of Art on Paper
  8. Fire-Damaged Furniture
  9. Conclusion
  10. Recap
Get CE Credit or Certificate of Completion.

Submit within 5 days to get CE Credit or Certificate of Completion.

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