There’s Blood Everywhere…
A young couple lives together in St. Pete, Florida. Their friend was vacationing in Italy for a month and asked them to dog sit for her 3 year old pit […]
My Tenants Trashed My House
The insured bought a house in Oregon and took out insurance under a 2011 ISO HO3. He lived there for a month, but then moved back to California and started […]
Coverage Basics
These courses address some basic coverage issues.
DIYer Did Their Own Repairs
The insured’s house in Rhode Island was destroyed in hurricane winds. The insured is a natural handyman (although his day job is an accountant), and he decided to rebuild the […]
Is an Apple Watch a Watch? Is a Drone an Aircraft?
The insured, a father of 4, was out buying Christmas gifts for his children. This year he decided to splurge and buy each of them a drone and an Apple […]
My Pot Caught Fire (Before I Wanted It To)
Your friend Joan was growing 3 cannabis plants in her home in Hawaii, intended as medical marijuana. Just as the mature plants were almost ready for harvest, the heat lamp […]
Help! They Stole My Facebook Followers!
[Recorded LIVE at the 2024 Claims Conference in Boston, MA!] The two head pastors of a megachurch had a falling out. One pastor left to start his own ministry, but […]
Detached Garage Converted to AirBNB
An insured’s detached garage burns down in a covered lightning strike, and somehow it’s not covered just because of a little side hustle? The PLRB crew hunt for coverage and […]
I Crashed My Bike Into a Tree
Is a recycle bin a “vehicle”? Does a car antenna ripping a coat fall under the Vehicles peril? How about a poorly secured wedding dress in the backseat of a […]
There’s Honey in the Walls
In this episode, Mike, Alissha, and Tim answer everything you’ve ever wanted to know about bees, as long as you wanted to know if damage by bees was covered under […]