50 State Survey – Water Damage – Natural Source Rule
Intro & TOC – Water Damage – Natural Source 3. Water Damage Water Damage means: a. Flood, surface water, waves, tidal water, overflow of a body of water, or spray
Intro & TOC – Water Damage – Natural Source 3. Water Damage Water Damage means: a. Flood, surface water, waves, tidal water, overflow of a body of water, or spray
California – Water Damage – Natural Source INTRODUCTION In California, it is unclear from the case law whether the natural source rule would apply to the ISO HO-3 form, 4/91
Kansas – Water Damage – Natural Source INTRODUCTION In Kansas, it is likely the exclusions for water below the surface and surface water are not limited to losses from natural
Michigan – Water Damage – Natural Source INTRODUCTION In Michigan “surface water” and “water under the ground surface” is not limited to water that originates from precipitation or other natural
INTRODUCTION There is New Jersey case law that has held that water from a burst water main is not flood water or surface water despite policy language stating that the
Texas – Water Damage – Natural Source INTRODUCTION In Texas, it is likely the exclusions for “water below the surface” and “surface water” are limited to losses from natural sources,
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