Interior Damage by Water Leaked Through Atrium Doors THIS ARTICLE, WHICH APPEARED IN CLAIMS MAGAZINE, REFLECTS THE STATE OF THE LAW AS OF 2/01/1997. FOR CURRENT INFORMATION ON THE ISSUES

When Raccoons Make Your Home Their Home: Does the Vermin or Rodents Exclusion Apply? – Claims Magazine Recently, a major insurance carrier placed an ad in a magazine that reported

Loss Settlement for Collectors Items – Claims Magazine Issue The insured was the original owner of a 1951 Black Phantom Schwinn bicycle which he kept in excellent condition. The bicycle

Theft Followed By Arson: One Loss Or Two? – Claims Magazine ISSUE: The insured owned a home which was insured under an ISO HO 00 03 04 91 policy. While

Is Brown Out Damage to Entertainment Unit and Airconditioner Covered? – Claims Magazine ISSUE The insured has an extensive entertainment system, including a television, radio, compact disc player, tape player,

Negligence and the Homeowners Policys Motor Vehicle Exclusion – Claims Magazine ISSUE: Della agrees to drive her neighbor's toddler to day care. However, she is running late and doesn't put

Underground Sewer Line Damage and the Cause of Loss is Unknown! Who Pays Excavation Costs? – Claims Magazine ISSUE The insured suffered loss to the home's underground sewer line and

Valuation of Losses Involving Baseball Cards – Claims Magazine Issue: The insured had a large and valuable collection of baseball cards. Some were given to him, and the rest were